Is your pandemic purchase protected?

During the pandemic, we found ourselves spending a lot more time at home.  If you were anything like me, while you were there you made a change or two.  You learned how to Zoom.  You managed to juggle kids video classes along with your own ever mounting conference calls.  You apologized for the dog going bananas in the background while the Amazon driver pulled up to deliver your latest order.  And maybe, just maybe, you poured yourself that adult beverage prior to 5 o’clock.

Those weren’t the only changes though.  In all this newfound time in our homes, we found that we were missing something.  Our abodes in many cases left us wanting.  In short, they were too humble for our pandemic tastes.  For some of us, that was an additional computer monitor, a new desk, or repurposing a guest room into a home office. For others, perhaps it was new planters to brush up our new passion for gardening. Maybe it was bigger…a bathroom remodel, new pool, or even a sport court.  We countered our daily sameness with purchases big and small.  According to Statista.com, office furniture sales soared.  Desk purchases in the US increased 62.8% in 2020!  The Wall Street Journal wrote, “Sales of new residential inground pools grew 24% overall in 2020, a historic increase, according to the Pool & Hot Tub Alliance (PHTA), the largest international trade association for the swimming pool, spa and hot tub industry.”

COVID PURCHASE

Did you add on to you home during the pandemic?

Where you among those that made changes?  Did you add onto the house?  Finally get that fence put up?  Get the pool?  Build on?  Did you tell your insurance agent when you did it?  As spring comes, storm season comes with it and that means homeowner’s claims.  Are you up to date?  Are you confident that if your home was destroyed by a storm, the policy would cover the house, its exterior features, contents, and all the new improvements you have made?  If not, it isn’t too late.  Schedule the appointment to sit down and review that coverage.  You just may be glad you did.